Based on my income I make too much money, however there is no way I can afford daycare. What should I do?How do a single middle class parent get any childcare assistant.?
Look harder, there are always situations available.
I'm not even in the middle class (upper, lower class) and I can afford daycare and don't qualify for anything but a very small ($25 a week) subsidy.
If you can't find a sitter you'll have to stay home until your child is old enough or you can afford it.How do a single middle class parent get any childcare assistant.?
You can't. In my state, even low income parents can't get childcare assistance. It is only available to certain groups, such as families transitioning off welfare.
The solution is to become creative to find an affordable solution. Start with family - can anyone babysit and when and what might they charge? Maybe a parent can watch your child enough that you only need part time daycare. Look for home daycares, they may be less expensive than centers. Look at you budget and see if there is anywhere you can tighten. If your child is old enough for Head Start, see if you qualify. Again, it would cut down on the amount of time he is at daycare and perhaps the cost. Do you know any stay at home parents who could watch your child? Any college students who could nanny for you part time?
Good luck.
First, if you cant pay child care, are you really middle class?
Next, there is a reason why you dont qualify even though you cant afford it... most of these programs use formulas from the 60s to calculate whether or not you qual... Formulas that today go unchanged because it works in favor of the benefits... FAR fewer people qualify than if an updated formula were used. In fact, if public benefits used an updated formula for determining the poverty line and which families qual, I think the estimate is something like half of the people that call themselves middle class would actually be below the poverty line.
Third.... Look for a stay at home mom... In home day care is all the rage right now. Some parents maximize it and bring in tons of money catering to different needs. Other moms are just looking for a lil bit of money to allow them to stay at home, and the charge cheep rates. There are some in my area that go as cheep as 30 and 40 a week for full time care. BUT, most of them will be unlicensed (and legally so if they are only watching a couple of kids) so make certain that you do all of your homework on the providor.
OR, you could do just that yourself. Work from the home and open a a day care. Offer the right services, you could make just as much as a full time out of the house job, even with being legally licensed and paying taxes.
I know exactly how your feel. I am a single mother who works 2 jobs while going to school and finding affordable daycare has always been a struggle. Look for someone in your area who babysits in their home. They usually do not charge as much as a day care. Find a stay at home mom who may be looking to make some extra money on the side that would be willing to help you. You can also find other single parents who need help with childcare and trade off watching each others children.
Get child support order and or shop around and find someone you can aford. Or get a lower paying job to get day care assistance. Move in with your parents to save on rent to pay for day care
or here is a novel idea before giving birth you should have thought about that and if you couldn't do it then you should not of had your baby
If you have time to plan ahead, look into dependent care sayings accounts. You can save a couple thousand a year with these and their tax free benefits.
Look into in-home licensed daycares versus centers, they are often much less, and your child gets the benefit of interacting with older children.
I would look in your area for an at home sitter. I do that and I only charge 20 a day. We are also more flexible with hours. If the babysitter is unlicensed she can't have more then 6 kids, so the chances of your baby getting sick are less then in a daycare where they can have 12 infants in one room. Good luck!
The way the system is set up, it isn't easy to climb up and improve yourself. Once they have you all the way you can find all the help you need if you use it. If you just need a little hand getting to the next rung, your on your own.
I'm almost in the same boat. Daycare for my unborn baby will be 195 a week! I don't think there's much help for the middle class in situations like this, unfortunately. But, if you find some...please let me know.
try going to a YWCA or take advantage of community day care centers, Church Day care centers or public school daycare.
if that does not help try contacting 4c's
Literally nowhere, unless you fabricate (not recommended or condoned, just using an example).
first you learn to spell
then you look into 4C's
or
ask local churches if they have low cost child care
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